Frequently Asked Questions about Medicare
What is Medicare?
Medicare is our country’s health insurance program for people age 65 or older. You may also qualify if you have permanent kidney failure or receive Disability benefits.
When to sign up?
It’s important to sign up promptly to avoid gaps in coverage or late enrollment penalties. Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they are first eligible, typically at age 65.
What if I have employer group coverage?
If you’re already covered through an employer group health plan, it might make sense to sign up for Medicare later or delay Part B.
How much does Medicare cost?
Most people don’t pay a premium for Part A if they or their spouse paid Medicare taxes while working. If you don’t qualify, you may need to pay a monthly premium. Part B has a monthly premium that varies based on your income.
Have additional questions?
Most people do so don’t hesitate to ask.